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Send and request money from your friends.
Split the bill in seconds.
Cheers non-stop, pay once later.
Collect book club fees from everyone all at once
Share the total expenses with the click of a button.
Stay mates with your flatmates, meet half way with the house costs
Safety and security is our number one priority. We make use of a PCI DSS Level 1 compliant card tokenisation system to store your card details for future use. Your card details are never shared with us, nor is it stored anywhere on our systems, so no one will ever be able to get your card details from PayToday. Our Merchant Account is at Nedbank Namibia (Pty) Ltd and Paygate (Pty) Ltd is our payment service provider.
The PayToday App also requires you to enter a three digit PIN (your CVV number) before any transaction can be completed. This prevents anyone who has your phone from making transactions, as your PIN should be known only to you.
PayToday works with any e-commerce enabled MasterCard or Visa card issued by any of the Namibian Banks. Technically speaking, all Hybrid Debit cards and any Credit card will work.
A Hybrid Debit card is a MasterCard or Visa card that has a CVV number on the back and is enabled for online payments. Please remember that some banks automatically disable debit cards for online payments, so you may need to contact your bank and request them to enable this functionality. When you add your card details on the app, it automatically tests the account details and produces an error message if the card is not supported.
Yes, 100%! Downloading and using the App is completely free of charge.
Please note that the normal bank charges that apply for card transactions might apply when using Paytoday. These charges are dependent on the type of card used and the pricing and fee structure offered by your bank.
The following cards are free of charge (do not attract any Bank charges) on PayToday:
· Credit Cards
· Debit Cards (that are issued as part of a bundled fee/fixed electronic pricing option which is offered by most Namibian Banks).
Receiving money will never cost you anything and we strongly recommend that you consider switching to a bundled/fixed electronic pricing option offered by most Namibian banks to ensure you don’t incur any additional charges to send money with PayToday.