Forget cash.

Powered by Nedbank

PayToday is Namibia’s new secure way to make and share payments.


Lunch break

Split the bill in seconds.


Cheers non-stop, pay once later.

Book club

Collect book club fees from everyone all at once

Weekend trip away

Share the total expenses with the click of a button.


Stay mates with your flatmates, meet half way with the house costs

Frequently Asked Questions

What is PayToday?
PayToday as a smart, safe and social payment App that makes payments between friends and family as easy as sending a Whatsapp message. Forget cash and start thinking about money differently. All you need is your friend’s email or cell phone number! PayToday is bank agnostic and anyone can use it!
How does it work?
Once a user has installed the App and signed up, PayToday syncs with their address book and imports all their phone contacts into the App. PayToday connects each registered user’s bank account details with their phone number or email address so there is no need to exchange bank details – users simply select the contact they want to pay, enter an amount with a personal message and click pay. Paying your friends back takes less than 10 seconds.
So what can I use it for?
The purpose of PayToday is to provide Namibians with a free, social, convenient solution that allows you to pay back/and request money from your friends and family. In order for us to keep the service free of charge, you are only allowed to pay and request money from people you know personally. You can of course purchase any of the Today products within the App and we will definitely be introducing person to business payments in the future.
What do I need to get started?
Download the PayToday App from the App Store or Google Playstore and complete the short registration process. As part of the registration process users will need to submit their card and bank details. The card details is used to make payments and the bank details allows users to receive the money.
Is this safe?

Safety and security is our number one priority. We make use of a PCI DSS Level 1 compliant card tokenisation system to store your card details for future use. Your card details are never shared with us, nor is it stored anywhere on our systems, so no one will ever be able to get your card details from PayToday. Our Merchant Account is at Nedbank Namibia (Pty) Ltd and Paygate (Pty) Ltd is our payment service provider.

The PayToday App also requires you to enter a three digit PIN (your CVV number) before any transaction can be completed. This prevents anyone who has your phone from making transactions, as your PIN should be known only to you.

What types of Cards will work on PayToday?

PayToday works with any e-commerce enabled MasterCard or Visa card issued by any of the Namibian Banks. Technically speaking, all Hybrid Debit cards and any Credit card will work.

A Hybrid Debit card is a MasterCard or Visa card that has a CVV number on the back and is enabled for online payments. Please remember that some banks automatically disable debit cards for online payments, so you may need to contact your bank and request them to enable this functionality. When you add your card details on the app, it automatically tests the account details and produces an error message if the card is not supported.

Will PayToday work on all smartphones?
Almost all of them. PayToday will work on all devices that run on the iOS (version 8 and up) and Android (version 4 and up) operating systems. Unfortunately PayToday will not work on the iPhone 4.
Is PayToday really free?

Yes, 100%! Downloading and using the App is completely free of charge.

Please note that the normal bank charges that apply for card transactions might apply when using Paytoday. These charges are dependent on the type of card used and the pricing and fee structure offered by your bank.

The following cards are free of charge (do not attract any Bank charges) on PayToday:

· Credit Cards

· Debit Cards (that are issued as part of a bundled fee/fixed electronic pricing option which is offered by most Namibian Banks).

Receiving money will never cost you anything and we strongly recommend that you consider switching to a bundled/fixed electronic pricing option offered by most Namibian banks to ensure you don’t incur any additional charges to send money with PayToday.

Is my personal information secure?
Yes, very secure! All your personal information (including your Bank Details) is encrypted, stored and protected on secure servers, and we will never share your information with any third parties.
Have additional questions?
Our contact details are shared at the bottom of this page. We would love to hear from you.